The Dr. Dy Patil Sanjeevani Swasthya Yojana (DDSSY) is a health insurance scheme designed to ensure that families, particularly from economically weaker sections, have access to affordable and quality healthcare services. Introduced to promote financial protection in case of medical emergencies, the scheme has become a vital resource for many households.
The DDSSY was launched in Goa to provide a health insurance alternative to its residents, focusing on delivering cashless healthcare benefits to individuals and families within the state. While other states in India have their health schemes (e.g., Ayushman Bharat or state-specific initiatives like Tamil Nadu’s CMCHIS or Andhra Pradesh’s Arogyasri), DDSSY is unique to Goa.
This guide provides an overview of DDSSY and addresses topics like card renewal, online processes, and the benefits provided under the scheme.
What is DDSSY?
The DDSSY is a government-backed initiative aimed at covering hospital expenses for enrolled beneficiaries. It offers comprehensive health insurance for individuals and families, reducing out-of-pocket expenses for healthcare. Beneficiaries under this scheme can access cashless treatment in empaneled hospitals for a wide range of illnesses and procedures.
Key Features:
- Affordable Premiums: Premiums are subsidized, making it accessible for all sections of society.
- Cashless Treatment: Beneficiaries can avail treatments in empaneled hospitals without worrying about upfront payments.
- Extensive Coverage: The scheme covers surgeries, hospitalization, maternity care, and post-hospitalization expenses.
- Family Benefits: A single policy can include coverage for an entire family.
DDSSY Card Renewal Process
To continue availing the benefits under the scheme, renewing the DDSSY card annually is essential. Here’s how you can renew it:
Offline Renewal
- Visit the DDSSY Enrollment Center: Locate the nearest designated center for card renewal.
- Provide Documents: Carry necessary documents like the existing DDSSY card, Aadhaar card, and any additional requested proofs.
- Pay the Renewal Fee: Submit the prescribed renewal fee at the center.
Online Renewal
- Log in to the DDSSY Portal at : Visit the official website of the scheme at https://goaonline.gov.in/.
- Upload Documents: Submit required documents in digital format.
- Make Payment: Pay the renewal fee using online banking, UPI, or debit/credit cards.
- Receive Confirmation: After successful processing, you will receive confirmation via SMS or email.
Benefits of Renewing Online:
- Convenience and time-saving.
- Digital receipt for recordkeeping.
- Avoids physical visits to the enrollment center.
How to Apply for DDSSY Online
New applicants or those renewing after a lapse can follow these steps to apply online:
- Visit the Official Website at https://goaonline.gov.in/: Ensure you are on the authenticated DDSSY platform.
- Create an Account: Sign up with your personal details.
- Submit Application: Fill out the application form with details of family members, income status, and existing health conditions.
- Attach Supporting Documents:
- Aadhaar Card.
- Residence proof.
- Income certificate (if required).
- Make Payment: Complete the payment process for enrollment.
- Collect the Card: Once the application is approved, collect the digital DDSSY card from the kendra/Locations/center.
Renewal of DDSSY Card Online: Key Considerations
Renewing the card online is straightforward but requires the following:
- Active Internet Access: Ensure a stable connection to avoid disruptions during the process.
- Updated Contact Details: Keep your email and phone number updated to receive notifications.
- Accuracy of Details: Double-check all data to avoid errors in the renewal process.
Why DDSSY is Beneficial?
The DDSSY not only reduces healthcare costs but also promotes preventive care by encouraging routine checkups and early diagnosis. With widespread empanelment of hospitals across urban and rural regions, beneficiaries have seamless access to services.
Popular Enrollment Locations by Region:
| Taluka | Location | Kendra Name |
|---|---|---|
| Salcete | Room No: 53, Ground floor, Mathany Saldanha Administrative complex. | DDSSY Kendra Margao – Collectorate South Goa |
| Ponda | Room No: 08, 1st floor, Sub District Hospital, Kurtarkar Nagari Ponda Goa. | DDSSY Kendra Ponda – Sub District Hospital |
| Bardez | Room No: 03, 1st Floor,SIHFW (Old Asilo Hospital), Mapusa. | DDSSY Kendra – Room No 3,SIHFW, old Asilo Mapusa |
| Dharbandora | Primary Health Centre Room No 25 Ground Floor, Pilliem-Dharbandora Goa. | DDSSY Kendra Dharbandora – Primary Health Center |
| Quepem | Primary Health Centre Quepem, Near Borimol Sports Complex. | DDSSY Kendra Quepem – Primary Health Center |
| Mormugao | OPD NO : 10 GROUND FLOOR Sub District HOSPITAL CHICALIM. | DDSSY Kendra Sub District Hospital, Mormugao |
| Tiswadi | Library Room, Urban Health Centre Panjim. | DDSSY Kendra Panaji – Urban Health Centre |
| Pernem | KTC Bus Stand Pernem | DDSSY Kendra Citizen Service Centre, Pernem |
| Canacona | Kadamba Bus Stand, Chaudi Canacona Goa. | DDSSY Kendra Citizen service centre, Canacona |
| Tiswadi | Ground floor, Yatri niwas, Bambolim, Goa Medical college. | DDSSY Kendra Bambolim- GMC. |
| Sanguem | Ground Floor, Mamlatdar Building, Sanguem Goa. | DDSSY Kendra Citizen Service Centre, Sanguem |
| Bicholim | Community Health Centre, Second Floor, Bicholim | DDSSY Kendra Bicholim – Community Health Centre |
| Bicholim | Community Health Centre, Ground floor, Sanquelim. | DDSSY Kendra Sanquelim – Primary Health Center |
| Sattari | Community Health Centre Valpoi Ground Floor. | DDSSY Kendra Valpoi – Community Health Centre |
Check out Aadhar Centers in Goa
Frequently Asked Questions (FAQs)
1. Who is eligible for DDSSY?
Residents of India meeting specific income criteria and belonging to the targeted beneficiary groups are eligible to apply.
2. Can I renew my DDSSY card after it expires?
Yes, but you may need to provide additional documentation if the renewal period has significantly lapsed.
3. Are all medical treatments covered under DDSSY?
While the scheme covers most treatments, some cosmetic and non-essential procedures may not be included. You may check more details at https://www.ddssygoa.com/ website.
4. How can I check the status of my renewal?
Login to the DDSSY portal and navigate to the ‘Application Status’ section to view updates.
In conclusion, the DDSSY is a life-saving initiative that brings quality healthcare to the doorstep of every eligible beneficiary. Whether you’re applying for the first time or renewing your card, the process has been simplified to ensure maximum inclusivity and ease of use.
